Terms & Conditions

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THIS WEBSITE

1. This website is operated by Financial House Limited, with a registered office at 6 Bevis Marks Building, 1st Floor, Bury Court, London, United Kingdom, EC3A 7HL (we,us or our). 
2. We are regulated by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 for the issuance of electronic money and provision of payment services. 
3. By using our website, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms, you must not use our website.
4. These terms of service refer to the following additional terms, which also apply to your use of our website:

• Our Privacy Policy https://www.financialhouse.io/privacy-policy , which explains how we collect, use and store your personal data.
• Our Cookie Policy https://www.financialhouse.io/cookies which sets out information about the cookies on our website.

5. We amend these terms from time to time. Every time you wish to use our website, please check these terms to ensure you understand the terms that apply at that time.
6. We may update and change our website from time to time to reflect changes to our business.  We will try to give you reasonable notice of any major changes.
7. We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
8. You are responsible for ensuring that all persons who access our website through your internet connection are aware of these terms of service and other applicable terms of service, and that they comply with them.
9. We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
10. The content on our website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action based on the content on our website.
11. Although we make reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date.
12. Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those websites or resources.
13. We do not guarantee that our website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform to access our website. You should use your own virus protection software.
14. You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful, or otherwise harmfully interacting with our website or any part of it. A breach of this provision could constitute a criminal offence under the Computer Misuse Act 1990 and we will report any such breach to the relevant law enforcement authorities.
15. You must not use this website for any of the following:
    1. for fraudulent purposes or in connection with a criminal offence;
    2. disseminating any unlawful, harassing, libellous, defamatory, racially offensive, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material;
    3. transmitting material containing any form of advertising or promotion for goods and services; or
    4. making, transmitting or storing electronic copies of materials protected by copyright without the permission of the owner.
16. You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk,
17. If you are a consumer, these terms of service, their subject matter and their formation, are governed by English law. The courts of England and Wales will have exclusive jurisdiction, except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are a resident of Scotland, you may also bring proceedings in Scotland.
18. If you are a business, these terms of service, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.
19. We may cancel your registration for this website or, any service hosted on it, if you breach these terms or the terms and conditions for any service we provide to you.